Forms & Fees

 

Should I Use Insurance?

Pros and cons

To use your insurance benefits or not is a personal choice dependent upon multiple factors. Once your deductible has been met, insurance can make psychotherapy easier to afford. 

However, mental health services are only covered for clearly diagnosed conditions, and insurance companies can ask to see my notes about our sessions at any time. Once that happens, that information is no longer private. Additionally, any diagnosis that a clinician makes will become a permanent part of your medical record. And although those records are protected by privacy laws, electronic data can all too often be hacked and fall into other hands. 

You may never have a problem with these privacy issues. If you are concerned, however, the way to be absolutely certain that your health information will never be used unethically is to maintain your privacy by paying for services “out of pocket.”

 

If I do use insurance, how does it work?

If you choose to use me as an out-of-network provider, your counseling services may be eligible for reimbursement through out-of-network benefits, medical spending or health care savings accounts. This means that you pay for therapy at the time of service, and are reimbursed by your insurance company. When choosing out-of-network services, you will usually be responsible for a larger portion of the total fee. The difference varies greatly, depending upon your policy. I recommend that clients contact their insurance providers to clarify coverage.

I’ll be glad to provide you with a statement at the end of each month which you can submit for out-of-network coverage/reimbursement. 

Forms

To fill out the Intake paperwork for your first appointment, simply click the button below and create a client profile. Once you’re in, you’ll see a message that you have paperwork waiting, which then you can complete online. No printing. Nothing to bring to your appointment.

It’s that easy.

Contact Me

Ask a question or book an appointment below.
For emergencies call 911 or visit your nearest hospital.

(253) 315-2595

33507 9th Ave S, Federal Way, WA 98003

lisa@lisafrasercounseling.com